UK health insurers, listed in one place for farmers to check

Many farm businesses also look at private health cover for family members or staff, alongside the usual farm insurance. This page gathers links to established UK health insurers so you can visit each provider's own site directly. It is a list of external, regulated firms. Nothing here should be read as a recommendation.

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UK health insurers, listed for your own research

This page names insurers operating in the UK health cover market so you know who is out there before you make contact yourself. It does not rank or recommend any firm, and appearing here is not an endorsement or an introduction, you would still need to check a firm's status on the FCA register and speak to it directly.

National Friendly National Deposit Friendly Society

National Friendly (trading name of National Deposit Friendly Society) is a Bristol-based mutual insurer established in 1868, offering private medical insurance to individuals.

cover_types inpatient, outpatient, cancer, mental health (outpatient sessions only, no inpatient mental health cover) source
established_year 1868 source

Freedom Health Insurance

Freedom Health Insurance is an independent UK family-run private health insurer established in 2003, notable for not using postcode-based pricing.

cover_types inpatient, outpatient, mental health (inpatient psychiatric cover as optional add-on), cancer source
established_year 2003 source

The Exeter

The Exeter is a UK mutual society founded in 1927 offering private health insurance, life insurance and income protection, owned by its members rather than shareholders.

cover_types inpatient, outpatient (including diagnostics), mental health (via HealthWise app), therapies source
established_year 1927 source

WPA

WPA is a non-profit UK health insurer founded in 1901, offering health insurance as its sole product through its Complete Health plan with modular cover options.

cover_types inpatient, outpatient (consultations, diagnostics, therapies, mental health as separate optional extras) source
established_year 1901 source

Vitality Health Discovery Group

VitalityHealth is a UK private health insurer that rewards members for healthy living with discounts and benefits, originally rebranded from Prudential's UK operations by Discovery Holdings in 2014.

cover_types inpatient, outpatient, mental health therapies (as standard), cancer treatment source
established_year 2004 source

Aviva Healthcare Aviva

established_year 1990 source

AXA Health AXA Group

AXA Health is part of the AXA group and offers private health insurance in the UK through its modular Health Plan product.

cover_types cancer care, inpatient and day-patient, outpatient, mental health (as separate building blocks) source
established_year 1938 source

Bupa

Bupa is a leading UK private health insurer with no shareholders, offering health insurance through an extensive network of hospitals, clinics, dental centres and care homes.

cover_types inpatient, outpatient, mental health (inpatient and outpatient as standard), dental allowance source
established_year 1947 source

Drewberry

Drewberry is an FCA-authorised independent insurance broker specialising in private health insurance and personal protection products in the UK.

regulator_status Authorised and regulated by the Financial Conduct Authority source

General & Medical Healthcare

General & Medical Healthcare is a UK private health insurer offering its Elite personal healthcare plan with unique benefits including private childbirth cover and pre-existing condition options.

cover_types inpatient, outpatient, mental health (with deferment period), cancer, dental helpline source

Saga Health Insurance Bupa

Saga Health Insurance offers private medical insurance exclusively to the over-50s in the UK, with policies underwritten by Bupa.

cover_types inpatient, outpatient, mental health (as standard), cancer; available to over-50s only source
underwriter Bupa source

General & Medical

General & Medical is a UK private health insurer offering its Elite personal healthcare plan with unique benefits including private childbirth cover and pre-existing condition options.

cover_types inpatient, outpatient, mental health (with six-month deferment period), cancer; dental and optical not mentioned as available source

Aviva

Aviva is one of the UK's leading insurance providers offering private health insurance under its Healthier Solutions plan for individuals and families.

cover_types inpatient, outpatient, mental health (outpatient standard; inpatient/day-patient optional upgrade up to 28 days) source

A list of insurers is a starting point

This directory can point you toward the health insurers operating in the UK market, but it cannot tell you which one suits your circumstances. A regulated broker can, and knowing how to find one is worth understanding before you pick up the phone.

Read our guide on finding a regulated farm insurance broker Look up unfamiliar terms in the farm insurance glossary